What is PIP coverage?
In Oregon, all auto insurance policies have what is called Personal Injury Protection (PIP). It is like a health insurance policy that wraps around the car you were injured in. The insurance pays no matter how the collision happened or who caused it. If you were injured as a pedestrian or a cyclist- your own auto insurance PIP will cover your treatments.
How much does PIP cover?
PIP will pay for medical bills, caused by the collision for two years or $15,000 of treatment (whichever happens first), for each person in the car.